My dad bought me a car yesterday. I would like to know the auto insurance rules in Alabama before I purchase a policy.

Beth

Mobile, AL

Owning a car is equated to a financial obligation because you are required to carry proof of financial responsibility. This rule can be burdensome because every month, a large chunk of your money will be taken away by the auto insurance company. Auto insurance however is not really an expense but a good deal of investment for you.

The minimum required auto insurance in Alabama are:

• Bodily Injury Liability: $25,000/$50,000
• Property Damage Liability: $25,000

It is highly recommended that the insured purchase auto insurance in Alabama, or in any other states, more than the minimum.

Auto insurance in Alabama suggests additional coverage other than liability insurance. Collision and comprehensive coverage, for example, pays the cost of the damage in your own vehicle. If the cause of the damage was due to an animal that you hit when it immediately crossed the road, collision and comprehensive will still cover the cost of vehicle repair. This is because the incident is beyond the control of the driver.

Uninsured/underinsured policy are additional coverage but these are not required by the states.

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I am planning to get a lawyer to help defend my DUI charge here in Dothan, Alabama. What are the things that I need to know about the lawyers that I’d be talking to before I consider hiring one?

Fisher

Dothan, AL

There are a lot things that you need to know in a lawyer before you go ahead and hire one to help you defend your DUI case in Dothan, Alabama. You need to know what percentage of the lawyer’s case load is currently DUI and find out also if the lawyer accepts cases other than DUI cases. You can ask as well as to how many DUI trials has the lawyer done in the past, how many cases does he/she currently carry, how many DUI cases has he/she handled in his/her career. This way, you will find out how experienced the lawyer is in handling DUI case.

You also need to find out if the lawyer is the one primarily responsible for your DUI case and if not, ask who it will be. If the DUI case goes to trial, you also need to know who will be the lead counsel in your case and ask as well if you can get your money back if you decide to hire the lawyer and pay him/her and change your mind the following week. These are the utmost important things that you need to know about the lawyer that you will hire to help you on your DUI case.

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