DUI in Alabama

Reader’s Question:

I heard about these waivers from a rental vehicle company here in Alabama, are these waivers the same as auto insurance?

Harris

Dothan, AL

Rental vehicle companies provide a lot of different kinds of car insurance and waivers that widen your liability coverage and that could ease you the accountability of making a payment for a ruined rental vehicle. Loss damage waivers (LDW) as well as collision damage waivers (CDW) that are being offered by the rental vehicle company more or less substitute the collision and comprehensive coverage of your car insurance policy in Alabama. These waivers will have you excused if the rental vehicle is damaged or stolen. Several LDW’s involve the CDW and a number of waivers oblige you to pay a deductible, similar to your collision and comprehensive coverage.

These waivers from the rental car company are not insurance and for these to be real insurance, you need to buy them from a car insurance provider. This alternative is not sold by an insurer but it would be the rental vehicle company’s form of collision and comprehensive coverage. The price for these waivers would be $7 to $25 per day and it depends on the rental vehicle company and the type of vehicle that you rent. Furthermore, a good number of rental vehicle companies sell “personal effects” coverage to protect your personal properties that could be robbed from the rental car.

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