Do You Need Drunk Driver Insurance in Alabama?
Reader’s Question:
I am really trying very hard so that my auto insurance company doesn’t find out about my DUI conviction here in Montgomery, Alabama? Is there a way that I can keep them from finding out about my drunk driving conviction so that I won’t have higher rates?
Ben
Montgomery, AL
You can keep your drunk driving conviction in Montgomery, Alabama but it won’t take long before your auto insurance provider finds out about it because you would have to file for an SR22 insurance sooner or later so that your driver’s license will be reinstated. SR22 form is a requirement for drunk driver in the state of Alabama so in most circumstances, you can’t stay away from them finding out about your drunk driving conviction. The SR22 insurance could also be a reason for your auto insurance provider to cancel your policy at the end of your coverage.
Your auto insurance provider will be required to notify you through a letter if your policy will be cancelled. If this happens, you will be forced to find another auto insurance provider while you have a policy cancellation on your record. In some other circumstances, the auto insurance provider may not be offering policies with SR22 insurance so this is another reason for your policy to be cancelled or not renewed. Auto insurance providers may keep higher insurance rates for three years because of your drunk driving conviction.
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