Are You Driving Without Auto Insurance in Alabama?
Reader’s Question:
I just graduated from college and I have a lot of debts that I need to start paying once I get my first real job. My father has just gotten a new car for me which of course I need to have insured. In case I drive my car and I don’t have proof of insurance, what are the penalties that I will have here in Tuscaloosa, Alabama for driving without insurance?
Najee
Tuscaloosa, AL
You may have struggled so much to get out of and graduate from college that you have a lot of debts to fork out. This could drive you to cut down on other essential payments, like your car insurance there in Tuscaloosa, Alabama. But let me just tell you that your car insurance is one thing that you couldn’t drive without because this is illegal in any of the states. A lot of youngsters opt to drive without car insurance because they assume that they could not afford to have it. Keep in mind that more or less 15% of all vehicular accidents are brought about by motorists who are 20 to 24 years old.
The penalty for driving without car insurance differs from each state, according to the Insurance Information Institute. In the state of Alabama, if you opt not to have car insurance, you have to prove that you either have a motor vehicle liability bond or deposit of cash in the amount of $50,000. So if you don’t have any of those, you need to have with you a proof of insurance while driving. If the Alabama Department of Revenue finds out that your car is not insured, your vehicle registration tag would be suspended until you already have a proof of insurance and you have to pay reinstatement fee of $100.
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